Credit Risk Analyst

KCB Bank Kenya, the country's largest bank by total assets, is seeking a talented and analytical Credit Risk Analyst to join its risk management team in Nairobi. This is an exciting opportunity to play a central role in safeguarding the bank's lending portfolio by applying rigorous credit assessment frameworks and data-driven insights.

The successful candidate will work at the intersection of finance, data analysis, and regulatory compliance, contributing to sound lending decisions across both corporate and retail segments. If you have a passion for numbers, a solid understanding of credit principles, and familiarity with Kenya's banking regulatory environment, this role is worth your attention.

• Evaluate the creditworthiness of loan applications from corporate clients as well as individual retail borrowers
• Develop, refine, and maintain credit risk models and scoring systems used in lending decisions
• Continuously track the performance of the loan portfolio and identify early warning signals that may indicate emerging risk
• Compile and present comprehensive risk reports to senior management and to the Central Bank of Kenya (CBK) as required
• Uphold and enforce compliance with CBK Prudential Guidelines and Basel III regulatory standards in all credit risk activities

• A Bachelor's degree in Finance, Economics, or a closely related discipline
• A minimum of two years of hands-on experience in credit analysis or risk management
• Professional qualifications such as CPA or CFA certification will be considered an added advantage
• Advanced proficiency in Microsoft Excel and strong overall data analysis capabilities
• Sound working knowledge of CBK regulations and the broader Kenyan banking compliance landscape

This position is best suited for a detail-oriented finance professional who thrives in an analytical environment and is comfortable working with large datasets and risk frameworks. The ideal candidate is someone who understands the nuances of credit evaluation, keeps up to date with regulatory developments in Kenya's banking sector, and can communicate risk findings clearly to both technical and non-technical stakeholders. Candidates who hold or are pursuing a CPA or CFA designation and who have prior experience within a commercial bank or financial institution will have a distinct advantage.

Interested and qualified candidates are encouraged to apply for the Credit Risk Analyst position at KCB Bank Kenya. Submit your application through KCB Bank's official careers portal or via the job listing on this platform. Ensure your CV clearly highlights your relevant experience in credit or risk analysis, your academic qualifications, and any professional certifications you hold. Only shortlisted applicants will be contacted for further steps in the recruitment process.